Insurance & Payments

We accept several types of vision insurance, cash, checks, and most major credit cards.  We inform our patients about exam and treatment costs before and at the beginning of your appointment.  We will work directly with you and your vision insurer to submit claims regarding your vision care.  We strive to ensure that you understand your insurance coverage and will be available to answer any questions you may have regarding your benefits.  Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care.  Most plans require a copay, coinsurance or deductible for an office appointment.

Insurances we accept:

AARP Medicare Complete/Optumcare
AHCCCS/Medicaid †
Aetna (Commercial, Supplemental, and Medicare Advantage plans) 
AllWell from Arizona Complete Health
Arizona Complete Health – Complete Care Plan
Banner – University Family Care Long Term Care
Blue Cross Blue Shield (Commercial and Supplemental plans) 
Cigna (Open Access, Indemnity, and PPO plans – HMO plans with authorization)
Envolve (AZ Complete Health plans)
Humana (Commercial, Supplemental, and Medicare Advantage plans – HMO plans with authorization) 
Mercy Care Plan Long Term/Acute Care
Mercy Care Advantage
Palmetto GBA/Railroad Medicare
Tricare For Life/Tricare Standard/Tricare Prime (with authorization)
Triwest (with authorization)
UnitedHealthcare (Commercial, Supplemental, and Medicare Advantage plans) 
UnitedHealthcare Community Plan Long Term/Acute Care
UnitedHealthcare Community Dual Complete Plan
University Care Advantage
University Family Care Acute Care
Vision Service Plan (VSP)

† Some AHCCCS/Medicaid plans we only accept as secondary insurance

Contact our office if you require more information about your medical eye care and/or vision coverage.


Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision.  Please contact our office to discuss payment options.